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OUR QUALIFICATIONS

FutureBanker / Future Wealth Creator has been designed to build a pathway to your future.

No matter your background or experience to date, there’s a starting point for you on this journey.

We’ll walk with you from start to finish.

 

All of our programmes are delivered using active-learning methodology. This is anchored in work- based learning principles so that the content is relevant and meaningful for your future career. We include case studies, simulations and practical application exercises that help hone your judgement and ability to make decisions, as well as developing your problem-solving and critical thinking abilities.

 

Our dedicated team is here to support you throughout, with any questions you may have or additional help you might need. We want you to succeed, and know how big a change tertiary learning can be. We’ll coach and guide you through this based on you’re at.

 

We also take a career-focused approach. Because we understand how important it is to get a job opportunity after you’ve completed your qualification and how hard it is to find one, we use our wide network of financial services partnerships to assist you with this wherever we can.

Regulatory Examination (RE) Preparation

The FAIS Regulatory Examination (RE) is an examination that has been developed and implemented by the Financial Services Conduct Authority (FSCA).

The FAIS Regulatory Examination (RE) is an examination that has been developed and implemented by the Financial Services Conduct Authority (FSCA).

 

The purpose of the exam is to ensure that financial advisors and representatives understand their roles and responsibilities within a licensed FSP from a regulatory perspective. Emphasis is on comprehension and understanding, as well as application of the various statutes.

 

These examinations were introduced together with stricter minimum formal qualifications in order to better serve clients’ needs across the financial services industry in South Africa and, in so doing, professionalise the sector.

They test the following:

 

  • Understanding and application of specific laws in the Financial Advisory and Intermediary Services Act

  • The provision of financial advice and services that apply to specific financial products (i.e. what information must be shared; roles, responsibilities and duties to consumers of financial products and services)

Further Education and Training Certificate in Banking​: Level 4

NQF 4 – FETC in Banking (SAQA ID 20185)

This is our entry level programme to get you started in financial services. If you haven’t completed your matric this is an ideal starting point.

NQF 4 – FETC in Banking (SAQA ID 20185) Modules Covered

Module 1


Working in a banking environment

  • US252217 (US 10022) 4 credits
  • Comply with organisational ethics
  • US 242584 2 credits
  • Demonstrate knowledge and understanding of the FAIS Act 37 of 2002 on a specific financial services sub-sector




Module 2


Role players in the banking environment

  • US 10023 4 credits

  • Identify internal and external stakeholders




Module 3


The money market

  • US 13396 6 credits
  • Perform basic money market calculations
  • US 13376 8 credits
  • Demonstrate an understanding of the core concepts of the money market




Module 4


Banking services

  • US 7223 4 credits

  • Provide banking-related information services




Module 5


Banking products

  • US252196 (US 10014) 4 credits

  • Describe features, advantages and benefits of a range of products




Module 6


Banking transactions

  • US 114756 (US 7306) 5 credits
  • Process banking transactions
  • US 114744 (US 7221) 2 credits
  • Process customer ATM card requests
  • US 7236 2 credits
  • Open a savings or transmission account for a personal banking customer




Module 7


Customer service in a banking environment

  • US 7219 3 credits
  • Respond to customer requests in a banking environment
  • US252210(US 10025) 4 credits
  • Handle a range of customer complaints




Module 8


Foreign exchange

  • US 117814 (US 7311) 10 credits

  • Sell foreign instruments to a customer in a banking environment

  • US 117838 (US7310) 9 credits

  • Purchase foreign instruments from a customer in a banking environment




Module 9


Short term insurance

  • Apply knowledge and insight into the Short Term Insurance Act (No 53 of 1998) and the accompanying regulations 3 credits




Module 10


Long term insurance

  • US 117126

  • Apply knowledge and insight into the Long Term Insurance Act of 1998

  • 2 credits





 
 
 

National Certificate in Banking​: Level 5

NQF 5 – National Certificate in Banking (SAQA ID – 20186/ 61589)

This qualification will equip you to operate within the dynamic and fast-changing fintech environment by developing key skills including:

  • Complex problem-solving

  • Critical thinking

  • Creativity

  • People management

  • Emotional Intelligence (EQ)

  • Service orientation

  • Negotiation

  • Cognitive flexibility

 

There is a strong focus on how to create an optimised customer experience using big data and Artificial Intelligence (AI).

NQF 5 National Certificate in Banking (SAQA ID – 20186/ 61589)

Module 1


Digital banking (fintech in the 21st century)

  •  The history of digital banking

  •  The immediate future: foundational trends

  •  The fourth industrial revolution: a foundational trend

  •  Customer experience (CX): the second foundational trend

  •  The move from traditional banking to modern banking

  •  Disruptive fintech companies

  •  The types of digital banks and what they mean for business

  •  What is the long-term impact of digital on banking?

  • 16 credits
  • 2 credits option




Module 2


Financial products and services

  •  Selling in a fintech environment

  •  Business and personal banking

  •  Credit in a business banking context

  • Financial analysis
  • Financial ratios
  • Reporting on organisational financial viability
  • Credit risk assessments and the decision-making process
  • 15 credits




Module 3


Governance, ethics and compliance

  •  Regulations applicable to a banking environment including FAIS, FICA, POPI, TCF and FSR

  •  Ethics in a banking context including codes of conduct

  •  Compliance reporting

  • 8 credits




Module 4


The customer experience and customer management

  •  “intelligent”: autonomous things; augmented analytics; and AI-driven development

  •  “digital”: digital twins; empowered edge; and immersive experience

  •  “mesh”: blockchain; and smart spaces

  •  “encapsulating trend”: digital ethics and privacy

We then bring all of the above together to:

  •  Drive revenue with great customer experiences

  •  Create competitive advantage through applied insights

  •  Excel at customer-obsessed marketing

  •  Differentiate with digital capabilities

  •  Consider three phases to help business leaders focus their attention

  •  Use augmented intelligence unlocks the intelligence in AI

  •  Understand that technology alone isn’t enough to drive business results

  • 10 credits




Module 5


Risk management in a fintech environment

  • Introduction to information security, the CIA triad and authentication and authorisation.
  • Cybercrime awareness: the different types of attackers and social engineering including phishing, spam, hoaxes etc.
  • Cyber threat awareness: identifying malware including viruses, spyware and ransomware; and understanding cyber warfare, cyber espionage and the value of information
  • Password safety and account management: the importance of keeping passwords safe and secure; different types of password attacks
  • Cloud and third-party risks: identifying risks involved in using cloud and third party services
  • POPI compliance: POPI and its impact on the protection of personal information, as well as the implications it has on business
  • Protecting your family: the threats faced by children when using the internet and social media; guidelines on how to use the internet and social media responsibly





Generic Management​: Level 5

NQF 5 – Generic Management (SAQA ID 59201)

This programme develops the key skills and competencies you need to lead in your role (or soon-to-be role) of first-line manager.

 

It is endorsed by the FSCA as a FAIS-relevant qualification and is ideal for future management in the financial services space.

Modules Covered include

Module 1


Working in a banking environment

  • US252217 (US 10022) 4 credits
  • Comply with organisational ethics
  • US 242584 2 credits
  • Demonstrate knowledge and understanding of the FAIS Act 37 of 2002 on a specific financial services sub-sector




Module 2


Role players in the banking environment

  • US 10023 4 credits

  • Identify internal and external stakeholders




Module 3


The money market

  • US 13396 6 credits
  • Perform basic money market calculations
  • US 13376 8 credits
  • Demonstrate an understanding of the core concepts of the money market




Module 4


Banking services

  • US 7223 4 credits

  • Provide banking-related information services




Module 5


Banking products

  • US252196 (US 10014) 4 credits

  • Describe features, advantages and benefits of a range of products




Module 6


Banking transactions

  • US 114756 (US 7306) 5 credits
  • Process banking transactions
  • US 114744 (US 7221) 2 credits
  • Process customer ATM card requests
  • US 7236 2 credits
  • Open a savings or transmission account for a personal banking customer




Module 7


Customer service in a banking environment

  • US 7219 3 credits
  • Respond to customer requests in a banking environment
  • US252210(US 10025) 4 credits
  • Handle a range of customer complaints




Module 8


Foreign exchange

  • US 117814 (US 7311) 10 credits

  • Sell foreign instruments to a customer in a banking environment

  • US 117838 (US7310) 9 credits

  • Purchase foreign instruments from a customer in a banking environment




Module 9


Short term insurance

  • Apply knowledge and insight into the Short Term Insurance Act (No 53 of 1998) and the accompanying regulations 3 credits




Module 10


Long term insurance

  • US 117126

  • Apply knowledge and insight into the Long Term Insurance Act of 1998

  • 2 credits





 

National Certificate in Financial Markets and Instruments: Level 6

NQF 6 – National Certificate in Financial Markets and Instruments (SAQA ID 50481)

This programme kickstarts your career progression in the financial services sector by providing a wider spectrum of job opportunities. It is easily converted into a National Diploma.

NQF 6 – National Certificate in Financial Markets and Instruments (SAQA ID 50481) Modules Covered

Orientation


Digital banking and the economy (fintech in the 21st century)

  • The history of digital banking
  • The immediate future: foundational trends
  • The fourth industrial revolution: a foundational trend
  • The move from traditional banking to modern banking
  • Disruptive fintech companies
  • The types of digital banks and what they mean for business
  • What is the long-term impact of digital on banking?




Year 1: Module 1


Mathematics and statistical calculations

  • Simple and compound interest

  •  Discounted options

  •  Yield curves (true yield and discount)

  •  Statistical models used to make decisions in financial markets

  •  Data analysis




Year 1: Module 2


Governance, ethics and compliance

  • Regulations applicable to a banking environment including FAIS, FICA, POPI, TCF and FSR
  • Ethics in a banking context including codes of conduct
  • Compliance reporting
  • Big data




Year 1: Module 3


Customer management

  • Financial analysis (analysing financial statements for business entities)
  • Evaluating company financials to determine viability and profitability
  • Financial ratios and their implications
  • Business Maturity Indices
  • Credit risk assessment tools
  • Developing credit applications on behalf of business clients
  • Big data and customer management




Year 1: Module 4


Financial markets and instruments

  • The structure of the financial markets
  • The history of financial markets in South Africa
  • Financial markets and instruments
  • Role players and their relationship in financial markets
  • The language of financial markets and instruments in a fintech environment
  • Financial market instruments for relevant markets (including equities, bonds, derivatives, currency and money markets)




Year 1: Module 5


Treasury and risk management in a fintech environment (cybersecurity focus)

  • The function of Treasury as a division within banking environment
  • The role of the treasury function as part of the risk management strategy within a banking environment
  • The markets and clients of the treasury function
  • The asset and liability status of the treasury function
  • The financial and nonfinancial risks in a fintech environment
  • Ensuring compliance with company policies and procedures in terms of trading relationships Introduction to information security, the CIA triad and authentication and authorisation.
  • Cybercrime awareness: the different types of attackers and social engineering including phishing, spam, hoaxes etc.
  • Cyber threat awareness: identifying malware including viruses, spyware and ransomware; and understanding cyber warfare, cyber espionage and the value of information
  • Password safety and account management: the importance of keeping passwords safe and secure; different types of password attacks
  • Cloud and third-party risks: identifying risks involved in using cloud and third party services
  • POPI compliance: POPI and its impact on the protection of personal information, as well as the implications it has on business
  • Protecting your family: the threats faced by children when using the internet and social media; guidelines on how to use the internet and social media responsibly




Year 2: Module 1


Reporting in a financial services environment

  • MIS systems in use and their uses, as well as shortcomings
  • Reporting 
  • Information security requirements of relevant legislation and the safe-keeping of information 
  • The value of a MIS in a business environment and specifically in financial markets 
  • Cost benefit analyses




Year 2: Module 2


Building client relationships in an investment environment

  • Terminology relating to financial markets and instruments 
  • Investment Theory 
  • Company specific products and services 
  • Consumer buying behaviour 
  • Communication and interpersonal techniques 
  • Alternatives available to the client in various areas of financial need 
  • The structures of the various alternatives available to the client




Year 2: Module 3


Ethics

  • Codes of professional conduct
  • Professional ethics
  • Corporate practices and conduct
  • The Companies Act
  • The King Code Corporate governance
  • The role of the internal audit




Year 2: Module 4


Economics

  • The key economic systems that exist globally i.e. market economy; mixed economy; demand economy
  • Role-players in the South African economy and their relationship
  • The types of business enterprises that exist in the South African economy
  • Various international financial systems and their functions
  • Key indicators that are used to assess the performance of the economy
  • Key indicators that South Africa uses to assess the performance of our economy Factors that ensure an economy’s performance
  • The domestic, regional and international factors that impact the financial markets Economic indicators used in financial markets
  • The relationship between financial indicators and financial markets




Year 2: Module 5


Compliance requirements in a financial services environment

  • How the stock exchange operates (in particular the Johannesburg Stock Exchange)
  • The rights and responsibilities of share holders 
  • The settlement process, how it works and the risks associated with it 
  • The various types of risks that financial services organisations face and the strategies they undertake to mitigate them





National Diploma in Financial Markets and Instruments: Level 6

NQF 6 – National Diploma in Financial Markets and Instruments (SAQA ID 24314)

This programme provides the depth of knowledge required to understand a range of financial instruments. The Diploma equips you with a 240-credit qualification and is FAIS suitable.

 

From here you can enter an NQF 7 programme.

NQF 6 – National Diploma in Financial Markets and Instruments (SAQA ID 24314). Modules Covered

Orientation


Digital banking and the economy (fintech in the 21st century)

  • The history of digital banking
  • The immediate future: foundational trends
  • The fourth industrial revolution: a foundational trend
  • The move from traditional banking to modern banking
  • Disruptive fintech companies
  • The types of digital banks and what they mean for business
  • What is the long-term impact of digital on banking?




Year 1: Module 1


Mathematics and statistical calculations

  • Simple and compound interest

  •  Discounted options

  •  Yield curves (true yield and discount)

  •  Statistical models used to make decisions in financial markets

  •  Data analysis




Year 1: Module 2


Governance, ethics and compliance

  • Regulations applicable to a banking environment including FAIS, FICA, POPI, TCF and FSR
  • Ethics in a banking context including codes of conduct
  • Compliance reporting
  • Big data




Year 1: Module 3


Customer management

  • Financial analysis (analysing financial statements for business entities)
  • Evaluating company financials to determine viability and profitability
  • Financial ratios and their implications
  • Business Maturity Indices
  • Credit risk assessment tools
  • Developing credit applications on behalf of business clients
  • Big data and customer management




Year 1: Module 4


Financial markets and instruments

  • The structure of the financial markets
  • The history of financial markets in South Africa
  • Financial markets and instruments
  • Role players and their relationship in financial markets
  • The language of financial markets and instruments in a fintech environment
  • Financial market instruments for relevant markets (including equities, bonds, derivatives, currency and money markets)




Year 1: Module 5


Treasury and risk management in a fintech environment (cybersecurity focus)

  • The function of Treasury as a division within banking environment
  • The role of the treasury function as part of the risk management strategy within a banking environment
  • The markets and clients of the treasury function
  • The asset and liability status of the treasury function
  • The financial and nonfinancial risks in a fintech environment
  • Ensuring compliance with company policies and procedures in terms of trading relationships Introduction to information security, the CIA triad and authentication and authorisation.
  • Cybercrime awareness: the different types of attackers and social engineering including phishing, spam, hoaxes etc.
  • Cyber threat awareness: identifying malware including viruses, spyware and ransomware; and understanding cyber warfare, cyber espionage and the value of information
  • Password safety and account management: the importance of keeping passwords safe and secure; different types of password attacks
  • Cloud and third-party risks: identifying risks involved in using cloud and third party services
  • POPI compliance: POPI and its impact on the protection of personal information, as well as the implications it has on business
  • Protecting your family: the threats faced by children when using the internet and social media; guidelines on how to use the internet and social media responsibly




Year 2: Module 1


Reporting in a financial services environment

  • MIS systems in use and their uses, as well as shortcomings
  • Reporting 
  • Information security requirements of relevant legislation and the safe-keeping of information 
  • The value of a MIS in a business environment and specifically in financial markets 
  • Cost benefit analyses




Year 2: Module 2


Building client relationships in an investment environment

  • Terminology relating to financial markets and instruments 
  • Investment Theory 
  • Company specific products and services 
  • Consumer buying behaviour 
  • Communication and interpersonal techniques 
  • Alternatives available to the client in various areas of financial need 
  • The structures of the various alternatives available to the client




Year 2: Module 3


Ethics

  • Codes of professional conduct
  • Professional ethics
  • Corporate practices and conduct
  • The Companies Act
  • The King Code Corporate governance
  • The role of the internal audit




Year 2: Module 4


Economics

  • The key economic systems that exist globally i.e. market economy; mixed economy; demand economy
  • Role-players in the South African economy and their relationship
  • The types of business enterprises that exist in the South African economy
  • Various international financial systems and their functions
  • Key indicators that are used to assess the performance of the economy
  • Key indicators that South Africa uses to assess the performance of our economy Factors that ensure an economy’s performance
  • The domestic, regional and international factors that impact the financial markets Economic indicators used in financial markets
  • The relationship between financial indicators and financial markets




Year 2: Module 5


Compliance requirements in a financial services environment

  • How the stock exchange operates (in particular the Johannesburg Stock Exchange)
  • The rights and responsibilities of share holders 
  • The settlement process, how it works and the risks associated with it 
  • The various types of risks that financial services organisations face and the strategies they undertake to mitigate them





 

National Higher Diploma in Financial Markets and Instruments: Level 7

NQF 7 – National Higher Diploma in Financial Markets and Instruments (SAQA ID 24316)

This programme prepares you for your BBA in financial markets and instruments. The Higher Diploma equips you with a 240-credit qualification and is FAIS suitable.

NQF 7 – National Higher Diploma in Financial Markets and Instruments (SAQA ID 24316)

Module 2


Financial statistics

  • Calculating the cost of different local and international funding opportunities

  • Calculating and interpreting yields of instruments with different maturity terms

  • Calculating risk-free funding cost and investment opportunities of new investment instruments




Module 3


The influence of new and emerging financial instruments

  • Interpreting new financial instruments




Module 4


Principles of arbitrage in international spot, forward and futures market

  • Identifying and utilising arbitrage between local and international spot, forward and futures markets




Module 5


Compliance

  • Monitoring local and international financial markets




Module 1


Financial markets

  • Monitoring local and international financial markets

  • Interpreting movements in the local and international financial markets

  • Interpreting new financial instruments





Bachelor of Business Administration (BBA) in Financial Markets and Instruments: Level 7

NQF 7 – Bachelor of Business Administration (BBA) (SAQA ID 59850)

Equip yourself for future success with an under-graduate degree that gives you a deep understanding of business in the financial market environment.

 

With a strong focus on leadership and management, the BBA is structured to help you develop a set of key competencies required throughout your career and assist you in unlocking both your and the potential of others who will one day report into you. It also promotes the philosophy of life-long learning.

Orientation


Digital banking and the economy (fintech in the 21st century)

  • The history of digital banking
  • The immediate future: foundational trends
  • The fourth industrial revolution: a foundational trend
  • The move from traditional banking to modern banking
  • Disruptive fintech companies
  • The types of digital banks and what they mean for business
  • What is the long-term impact of digital on banking?




Year 1: Module 1


Mathematics and statistical calculations

  • Simple and compound interest

  •  Discounted options

  •  Yield curves (true yield and discount)

  •  Statistical models used to make decisions in financial markets

  •  Data analysis




Year 1: Module 2


Governance, ethics and compliance

  • Regulations applicable to a banking environment including FAIS, FICA, POPI, TCF and FSR
  • Ethics in a banking context including codes of conduct
  • Compliance reporting
  • Big data




Year 1: Module 3


Customer management

  • Financial analysis (analysing financial statements for business entities)
  • Evaluating company financials to determine viability and profitability
  • Financial ratios and their implications
  • Business Maturity Indices
  • Credit risk assessment tools
  • Developing credit applications on behalf of business clients
  • Big data and customer management




Year 1: Module 4


Financial markets and instruments

  • The structure of the financial markets
  • The history of financial markets in South Africa
  • Financial markets and instruments
  • Role players and their relationship in financial markets
  • The language of financial markets and instruments in a fintech environment
  • Financial market instruments for relevant markets (including equities, bonds, derivatives, currency and money markets)




Year 1: Module 5


Treasury and risk management in a fintech environment (cybersecurity focus)

  • The function of Treasury as a division within banking environment
  • The role of the treasury function as part of the risk management strategy within a banking environment
  • The markets and clients of the treasury function
  • The asset and liability status of the treasury function
  • The financial and nonfinancial risks in a fintech environment
  • Ensuring compliance with company policies and procedures in terms of trading relationships Introduction to information security, the CIA triad and authentication and authorisation.
  • Cybercrime awareness: the different types of attackers and social engineering including phishing, spam, hoaxes etc.
  • Cyber threat awareness: identifying malware including viruses, spyware and ransomware; and understanding cyber warfare, cyber espionage and the value of information
  • Password safety and account management: the importance of keeping passwords safe and secure; different types of password attacks
  • Cloud and third-party risks: identifying risks involved in using cloud and third party services
  • POPI compliance: POPI and its impact on the protection of personal information, as well as the implications it has on business
  • Protecting your family: the threats faced by children when using the internet and social media; guidelines on how to use the internet and social media responsibly




Year 2: Module 1


Reporting in a financial services environment

  • MIS systems in use and their uses, as well as shortcomings
  • Reporting 
  • Information security requirements of relevant legislation and the safe-keeping of information 
  • The value of a MIS in a business environment and specifically in financial markets 
  • Cost benefit analyses




Year 2: Module 2


Building client relationships in an investment environment

  • Terminology relating to financial markets and instruments 
  • Investment Theory 
  • Company specific products and services 
  • Consumer buying behaviour 
  • Communication and interpersonal techniques 
  • Alternatives available to the client in various areas of financial need 
  • The structures of the various alternatives available to the client




Year 2: Module 3


Ethics

  • Codes of professional conduct
  • Professional ethics
  • Corporate practices and conduct
  • The Companies Act
  • The King Code Corporate governance
  • The role of the internal audit




Year 2: Module 4


Economics

  • The key economic systems that exist globally i.e. market economy; mixed economy; demand economy
  • Role-players in the South African economy and their relationship
  • The types of business enterprises that exist in the South African economy
  • Various international financial systems and their functions
  • Key indicators that are used to assess the performance of the economy
  • Key indicators that South Africa uses to assess the performance of our economy Factors that ensure an economy’s performance
  • The domestic, regional and international factors that impact the financial markets Economic indicators used in financial markets
  • The relationship between financial indicators and financial markets




Year 2: Module 5


Compliance requirements in a financial services environment

  • How the stock exchange operates (in particular the Johannesburg Stock Exchange)
  • The rights and responsibilities of share holders 
  • The settlement process, how it works and the risks associated with it 
  • The various types of risks that financial services organisations face and the strategies they undertake to mitigate them